The 5 best AWS alternatives for lending cloud infrastructure
When it comes to cloud infrastructure service providers, Amazon Web Services (AWS) is the global leader. But is AWS the only cloud solution available?
5 best Paystack alternatives for card payment in Nigeria
When it comes to getting paid as a lender, having a dependable card payment solution is paramount. So, if you're curious to find the right fit for your lending business, come along.
5 types of lending model
A lending model is a lender’s map. Let’s take a look at some of the lending models available to lenders.
Important regulators every Nigerian lender should know
The ease at which one can wind up in trouble when handling money is unprecedented. For an industry as delicate as lending, it’s even 10x faster to end up in one regulatory mishap or the other. Unless you know your way around...
What is a loan management software?
A loan management software is the operating system for lenders, without which most modern and progressive lenders cannot succeed. Any idea what it is?
Legal compliance pitfalls lenders must avoid in Nigeria
Gone are the days of loan-sharking tactics in Nigeria's modern, regulated lending ecosystem. Lenders who hope to make a lasting impact and withstand the hurdles in this space must be prepared to toe the line of honest, legal and ethical lending. Else, they risk being booted out of the ecosystem. Stay out of trouble with these 10 legal compliance areas.
The risks and benefits of mobile apps for financial inclusion
Mobile apps have become a powerful tool for advancing financial inclusion, bringing credit, savings, and payment services closer to underserved populations. By lowering barriers to access and simplifying user experiences, they enable more people to participate in the financial system. However, this rapid expansion also introduces risks, including data privacy concerns, over-indebtedness, and the rise of unregulated or predatory platforms. Understanding both the opportunities and the challenges is essential for building solutions that are not only accessible, but also safe and sustainable.
Use multiple credit bureaus to double your protection
Relying on a single credit bureau can leave gaps in how you assess borrower risk. By using multiple credit bureaus, lenders gain a more complete view of a borrower’s financial behavior, helping to uncover inconsistencies, reduce blind spots, and improve decision accuracy. This layered approach not only strengthens fraud detection but also enhances confidence in credit decisions, making it a powerful strategy for lenders looking to protect their portfolio and lend more responsibly.
Meet Adjutor: Your critical support for making better credit decisions
Making the right credit decisions requires more than instinct, it demands access to reliable data, clear insights, and the right tools. Adjutor is designed to support lenders at this critical point, helping them assess risk, evaluate borrowers more accurately, and make smarter, faster decisions. By providing deeper visibility into credit behavior and simplifying complex data, Adjutor empowers lenders to reduce risk while maintaining efficiency and growth.
A Guide to Nigeria’s Financial Ecosystem: Players, Services, and Regulators
Nigeria’s financial ecosystem is a dynamic network of institutions, technologies, and regulatory bodies working together to drive economic activity and expand access to financial services. From traditional banks and microfinance institutions to fintech startups and payment providers, each player plays a distinct role in how money moves across the system. Understanding the services they offer and the regulators that oversee them is essential for anyone looking to navigate, participate in, or build within this evolving landscape.
How the Lendsqr Karma service blocks bad actors and defaulters
Lending becomes harder when the same bad actors move across platforms, taking loans with no intention to repay. This is where Lendsqr’s Karma service comes in. By checking borrower identities, device patterns, and past behavior across the ecosystem, Karma helps lenders identify defaulters and fraud risks early in the decision process. This article explains how it works and how it helps protect loan portfolios from repeat abuse.
